Trade-off between Security and Simpleness in Simple Payment Adoption : The Case of South Korea 


Vol. 43,  No. 2, pp. 452-460, Feb.  2018
10.7840/kics.2018.43.2.452


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  Abstract

The recent Fintech frenzy originating from the world’s developed economies has triggered deregulation and policy moves intended to boost relevant industries at home, which is likely to help Fintech market grow further. The Fintech in the US, the UK and China covers a wide range of services from payments to deposit taking and lending, whilst in South Korea it is focused on payments like Paypal and Alipay, and Koreans call them ‘simple payment’ as the payment processes are simple and convenient. Still, concerns over security issues increase in proportion to the greater convenience of simple payments unlike the conventional complex payment approaches. The security risks perceived by users may impede the advancement of simple payment market to a great extent. In this context, this study analysed the different perceptions of simple payment between experienced and non-experienced groups, focusing on raising the intention to use simple payments while lessening perceived risks.

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  Cite this article

[IEEE Style]

E. Oh, T. Kim, H. Oh, "Trade-off between Security and Simpleness in Simple Payment Adoption : The Case of South Korea," The Journal of Korean Institute of Communications and Information Sciences, vol. 43, no. 2, pp. 452-460, 2018. DOI: 10.7840/kics.2018.43.2.452.

[ACM Style]

Eun Oh, Tae-Sung Kim, and Ha-Kyeong Oh. 2018. Trade-off between Security and Simpleness in Simple Payment Adoption : The Case of South Korea. The Journal of Korean Institute of Communications and Information Sciences, 43, 2, (2018), 452-460. DOI: 10.7840/kics.2018.43.2.452.

[KICS Style]

Eun Oh, Tae-Sung Kim, Ha-Kyeong Oh, "Trade-off between Security and Simpleness in Simple Payment Adoption : The Case of South Korea," The Journal of Korean Institute of Communications and Information Sciences, vol. 43, no. 2, pp. 452-460, 2. 2018. (https://doi.org/10.7840/kics.2018.43.2.452)

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pISSN : 1226 - 4717
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