Planning of the FinTech Financail Support System for Micro Enterprises Using Blockchain 


Vol. 44,  No. 6, pp. 1173-1180, Jun.  2019
10.7840/kics.2019.44.6.1173


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  Abstract

The government has set up a SEMAS(Small Enterprise and Market Service) in 2014 and Support to small enterprise’s management of the stability and growth. SEMAS" s main support programs are composed to startup and grown promotion and financial loan. Especially, SEMAS"s financial loan is 1.6 trillion won. In this paper, we propose an efficient and secure supporting system of the business stabilization fund and introduce the PinTech technology using Blockchain technology. The expected effect is that it can reduce the procedure required to accept loan documents for the business stabilization fund and shorten the time. The business stabilization fund support system sends the distributed ledger of the Blockchain to a loan seeker. The loan seeker writes his own financial information. In the distributed ledger with encrypted. Proof document issuing organization, assurance institution and bank form a block-chain network for mutual authentication, information protection and information sharing using Hyperledger Fabric. It is designed to allow policy funding applicants to be informed about the policy funds they can receive through the chain code without visiting SEMAS. This paper attempts to contribute to the development of domestic cybersecurity and financial industry by applying blockchain, encryption, authentication, and information protection technology to small enterprise security financing system.

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  Cite this article

[IEEE Style]

K. Oh and D. Park, "Planning of the FinTech Financail Support System for Micro Enterprises Using Blockchain," The Journal of Korean Institute of Communications and Information Sciences, vol. 44, no. 6, pp. 1173-1180, 2019. DOI: 10.7840/kics.2019.44.6.1173.

[ACM Style]

Kawng-yong Oh and Dea-woo Park. 2019. Planning of the FinTech Financail Support System for Micro Enterprises Using Blockchain. The Journal of Korean Institute of Communications and Information Sciences, 44, 6, (2019), 1173-1180. DOI: 10.7840/kics.2019.44.6.1173.

[KICS Style]

Kawng-yong Oh and Dea-woo Park, "Planning of the FinTech Financail Support System for Micro Enterprises Using Blockchain," The Journal of Korean Institute of Communications and Information Sciences, vol. 44, no. 6, pp. 1173-1180, 6. 2019. (https://doi.org/10.7840/kics.2019.44.6.1173)

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eISSN : 2287 - 3880